Richard is an independent insurance professional with over 13 years of experience helping individuals and families navigate their coverage options with clarity and confidence. Before entering the insurance industry, he built a strong foundation in business-to-business sales, working with companies to provide office solutions including copier systems, commercial printers, and mailing equipment. That background shaped his straightforward, solutions-focused approach and his commitment to delivering real value to every client. Based in Franklin, Tennessee, a suburb of Nashville, Richard takes great pride in serving his local community while also working with clients across multiple states. He believes insurance should not feel confusing or overwhelming. He focuses on breaking things down into simple, practical terms so clients can make informed decisions that align with their goals. Outside of work, Richard enjoys staying active through cycling, swimming and golf. He is also involved in his church community and values the relationships and perspective it brings to his life. When time allows, he enjoys traveling and experiencing new places. Richard is passionate about helping people protect their biggest asset—their home. He also helps clients protect their retirement accounts and implement strategies designed to produce tax-free income in retirement. Whether it is safeguarding a family’s financial future or creating a strategy that provides long term peace of mind, he approaches every client relationship with honesty, professionalism, and a genuine desire to help them move forward with confidence.